FAQs

When will I receive my 1099, 1099-R, or other annual tax forms?

Typically forms for retirement accounts, like IRAs, arrive in late January or early February. For non-retirement accounts like Individual, Joint, and Trust accounts, forms typically arrive Mid-February into early March.

Who will send me my tax forms?

These forms, such as Form 1099-R or a ‘Consolidated’ Form 1099, will come directly from your account custodian, such as Fidelity Investments or Charles Schwab.

Will my tax forms always come in the mail?

No, not always. You will need to log into your financial accounts to check your document delivery preferences online. If you have selected online or electronic delivery, the custodian will not send you a physical copy and it is your responsibility to download a copy from your online account, print it, and get it to your tax preparer. You may also check your email to see if the custodian emailed you a link to the forms. (Be sure to check your email’s spam folder or junk mail folder if you do not see a notification in your email inbox.)

Does Stonebridge Wealth Systems, LLC send me a separate 1099?

No. Stonebridge does not take custody of your funds and does not send out any Form 1099 documents. You may receive separate copies of Form 1099 or other tax forms from other investments you have with our firm or affiliated companies, such as insurance or annuity contracts. Those too will come directly from the account custodian.

How does Stonebridge get compensated for managing my money?

As a SEC Registered Investment Advisor (RIA), Stonebridge Wealth Systems, LLC operates as a fiduciary and charges an annual investment advisory fee based on the total assets under management. We utilize a tiered fee schedule that adjusts based on the total amount of assets being managed. Visit with your advisor if you have additional questions regarding this.

Is Stonebridge Wealth Systems a Fiduciary?

Yes. As a SEC Registered Investment Advisor (RIA), Stonebridge operates under the Fiduciary standard. Each of Stonebridge’s Investment Advisor Representative’s (IARs) are also held to the Fiduciary standard. Visit with your advisor if you have additional questions regarding this.

Does Stonebridge offer insurance products?

Stonebridge Wealth Systems, LLC is a SEC Registered Investment Advisor and therefore does not offer insurance products. Insurance products can be purchased through an affiliated firm, Stonebridge Insurance & Wealth Management.

Do I qualify to work with Stonebridge Wealth Systems, LLC?

Our firm was founded on the belief that financial planning was broken. Too many retirees and pre-retirees were facing the prospect of planning for an uncertain retirement without proper guidance. Depending on the complexity of your situation, we will pair you with the proper financial professional with an appropriate level of expertise for your unique circumstances.

Investment advisory services are offered through Stonebridge Wealth Systems, LLC (SWS or Stonebridge), an SEC Registered Investment Advisor. SEC registration does not constitute an endorsement of Stonebridge by the SEC, nor does it indicate that Stonebridge has attained a particular level of skill, training, or ability. Insurance products and services are not offered through SWS but are offered and sold through individually licensed and appointed agents.

The information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. Stonebridge Wealth Systems, LLC is not affiliated with or endorsed by the Social Security Administration or any other government agency.

Securities offered through World Equity Group, Inc., Member FINRA/SIPC. Investment advisory services offered through Stonebridge Wealth Systems, LLC, a SEC Investment Advisor. Stonebridge Wealth Systems, LLC and World Equity Group are separate entities and are not owned or controlled by World Equity Group, Inc.

Ed Slott and Company provides financial professionals with instruction, IRA information, and various written materials that may help them apply the principles of planning IRA distributions to the aƯairs of a particular client. The terms "Ed Slott's Elite IRA Advisor Group," "Ed Slott's Master Elite IRA Advisor Group," "Ed Slott's Master Elite IRA Advisor Group Charter Member" or any other similar term used in relation to a financial advisor identified is solely an indication that the financial advisor so identified has attended training provided by Ed Slott and Company. The financial professionals identified receive ongoing training through Ed Slott's Elite IRA Advisor Group, Ed Slott's Master Elite IRA Advisor Group, or through other continuous training conducted by means of workshops, teleconferences, electronic correspondence or other conventional means of training. Ed Slott and Company has not conducted any background checks and has not in any way qualified any of the financial professionals who attend its training. Ed Slott and Company makes no representations regarding the financial professionals or the quality of the service they provide. Working with a "Ed Slott's Elite IRA Advisor Group," "Ed Slott's Master Elite IRA Advisor Group," "Ed Slott's Master Elite IRA Advisor Group Charter Member" or any other similar term used in relation to a financial advisor does not guarantee investment success. No assurance can be made that working with a financial professional that has completed training with Ed Slott and Company will produce better results than working with a financial professional that has not completed the training.

The use of the Ed Slott logo creates a conflict of interest where it could appear that Stonebridge Wealth Systems has attained a higher skill level or had more success than other advisers, which may or may not be the case. We encourage everyone to carefully read our ADVs and CRS for more information.

SmartVestor™ is an advertising service for financial professionals. Advertising fees are not connected to any services offered or rendered by any SmartVestor Pros. SmartVestor Pros are subject to initial vetting by Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor Pros are not employees or agents of Ramsey Solutions. Working with a SmartVestor Pro does not guarantee investment success, and no assurance can be made that working with a SmartVestor Pro will produce better results than working with a financial professional not affiliated with the program.

The use of the Dave Ramsey SmartVestor Pro logo creates a conflict of interest where it could appear that Stonebridge Wealth Systems has attained a higher skill level or had more success than other advisers, which may or may not be the case. We encourage everyone to carefully read our ADVs and CRS for more information.